Mutual Funds Vs. Stocks
By Rick Goldfeller
No two things can ever be exactly the same. There is always at least something that one object has that’s different from another, no matter how similar they may be. Even identical twins differences between them, it’s just that they aren’t that noticeable at first glance. Anyways, some people out there wonder what the difference between and mutual funds are, and would love to see a comparison between the two. That’s why I’ve taken the liberty of writing this article, for the benefit of those who do have no idea what they are – interested in knowing what they are? Read this: what really makes them “unique” as compared to one another is the kind of investments you put your money into.

When you say stocks, it usually means that you’re putting it in a singular type of investment only. But with mutual funds, you’re putting it in several kinds, which include a variety of the following: bonds, stocks, and many other money-market investments. That brings up the 2nd fact that separates them from one another, which is the risk involved. Investing in mutual funds means that you’ll be taking a lower risk as compared to stocks, why? Because of the diversification of this particular investment – it just doesn’t stick to one type, but to many. With stocks, expect that you’ll be taking higher risks because it isn’t that diversified.


Having said that, it brings up the 3rd fact that differentiates the two, which is: returns. In the stock market, there’s “belief” or “law” that’s “implemented” here, which goes: the higher the risk, the higher the return.

Stocks to Watch: Stocks to Watch Monday: Micron, Sysco
Micron Technology Inc. and Sysco Corp. are among the stocks that could see active trading on Monday. <p><a href="http://feedads.g.doubleclick.net/~at/iuCDoyqH3kRebyTIAe8BcsNCJJo/0/da"><img src="http://feedads.g.doubleclick.net/~at/iuCDoyqH3kRebyTIAe8BcsNCJJo/0/di" border="0" ismap="true"></img></a><br/> <a href="http://feedads.g.doubleclick.net/~at/iuCDoyqH3kRebyTIAe8BcsNCJJo/1/da"><img src="http://feedads.g.doubleclick.net/~at/iuCDoyqH3kRebyTIAe8BcsNCJJo/1/di" border="0" ismap="true"></img></a></p><div class="feedflare"> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=7aOi1N55UVY:kDREbciMfnI:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=7aOi1N55UVY:kDREbciMfnI:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?i=7aOi1N55UVY:kDREbciMfnI:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=7aOi1N55UVY:kDREbciMfnI:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?i=7aOi1N55UVY:kDREbciMfnI:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=7aOi1N55UVY:kDREbciMfnI:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?d=qj6IDK7rITs" border="0"></img></a> </div><img src="http://feeds.feedburner.com/~r/marketwatch/stockstowatch/~4/7aOi1N55UVY" height="1" width="1"/>
Stocks to Watch: Stocks to watch Friday: Sunoco, Atmel
Succession plans at a pair of well-known companies are just part of the corporate headlines capturing investors? attention early Friday. <p><a href="http://feedads.g.doubleclick.net/~at/6xtEPN2ikQYcha00uIhqvHt47Lk/0/da"><img src="http://feedads.g.doubleclick.net/~at/6xtEPN2ikQYcha00uIhqvHt47Lk/0/di" border="0" ismap="true"></img></a><br/> <a href="http://feedads.g.doubleclick.net/~at/6xtEPN2ikQYcha00uIhqvHt47Lk/1/da"><img src="http://feedads.g.doubleclick.net/~at/6xtEPN2ikQYcha00uIhqvHt47Lk/1/di" border="0" ismap="true"></img></a></p><div class="feedflare"> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=3nG-uefRqwE:so9sss7ARFw:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=3nG-uefRqwE:so9sss7ARFw:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?i=3nG-uefRqwE:so9sss7ARFw:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=3nG-uefRqwE:so9sss7ARFw:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?i=3nG-uefRqwE:so9sss7ARFw:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=3nG-uefRqwE:so9sss7ARFw:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?d=qj6IDK7rITs" border="0"></img></a> </div><img src="http://feeds.feedburner.com/~r/marketwatch/stockstowatch/~4/3nG-uefRqwE" height="1" width="1"/>
Stocks to Watch: Stocks to Watch Friday: NetSuite,Take-Two
NetSuite Inc., Take-Two Interactive Software Inc., Novellus Systems Inc., Tyson Foods Inc. and Aon Corp. are among the stocks that could see active trading on Friday. <p><a href="http://feedads.g.doubleclick.net/~at/LWW3fi-K6IZVeYTOiibchCm0GPc/0/da"><img src="http://feedads.g.doubleclick.net/~at/LWW3fi-K6IZVeYTOiibchCm0GPc/0/di" border="0" ismap="true"></img></a><br/> <a href="http://feedads.g.doubleclick.net/~at/LWW3fi-K6IZVeYTOiibchCm0GPc/1/da"><img src="http://feedads.g.doubleclick.net/~at/LWW3fi-K6IZVeYTOiibchCm0GPc/1/di" border="0" ismap="true"></img></a></p><div class="feedflare"> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=qcBOhxqgP0g:DH9Hy59aMAk:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=qcBOhxqgP0g:DH9Hy59aMAk:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?i=qcBOhxqgP0g:DH9Hy59aMAk:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=qcBOhxqgP0g:DH9Hy59aMAk:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?i=qcBOhxqgP0g:DH9Hy59aMAk:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=qcBOhxqgP0g:DH9Hy59aMAk:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?d=qj6IDK7rITs" border="0"></img></a> </div><img src="http://feeds.feedburner.com/~r/marketwatch/stockstowatch/~4/qcBOhxqgP0g" height="1" width="1"/>
Stocks to Watch: Stocks to watch Thursday: Green Mountain, Merck
A handful of earnings surprises are likely to keep investors busy early Thursday. <p><a href="http://feedads.g.doubleclick.net/~at/96ihCSiRMjKcN_ZvMVa75nGuhjk/0/da"><img src="http://feedads.g.doubleclick.net/~at/96ihCSiRMjKcN_ZvMVa75nGuhjk/0/di" border="0" ismap="true"></img></a><br/> <a href="http://feedads.g.doubleclick.net/~at/96ihCSiRMjKcN_ZvMVa75nGuhjk/1/da"><img src="http://feedads.g.doubleclick.net/~at/96ihCSiRMjKcN_ZvMVa75nGuhjk/1/di" border="0" ismap="true"></img></a></p><div class="feedflare"> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=lgs8WsWmYl4:OPVY9DQL7-w:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=lgs8WsWmYl4:OPVY9DQL7-w:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?i=lgs8WsWmYl4:OPVY9DQL7-w:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=lgs8WsWmYl4:OPVY9DQL7-w:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?i=lgs8WsWmYl4:OPVY9DQL7-w:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=lgs8WsWmYl4:OPVY9DQL7-w:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?d=qj6IDK7rITs" border="0"></img></a> </div><img src="http://feeds.feedburner.com/~r/marketwatch/stockstowatch/~4/lgs8WsWmYl4" height="1" width="1"/>
Stocks to Watch: Stocks to watch Thursday: Cigna, Kellogg
Among the stocks that could see active trade in Thursday?s session are Cigna, Kellogg and New York Times <p><a href="http://feedads.g.doubleclick.net/~at/05G4ZmgNJetJvYUxCTJ98cBIc_8/0/da"><img src="http://feedads.g.doubleclick.net/~at/05G4ZmgNJetJvYUxCTJ98cBIc_8/0/di" border="0" ismap="true"></img></a><br/> <a href="http://feedads.g.doubleclick.net/~at/05G4ZmgNJetJvYUxCTJ98cBIc_8/1/da"><img src="http://feedads.g.doubleclick.net/~at/05G4ZmgNJetJvYUxCTJ98cBIc_8/1/di" border="0" ismap="true"></img></a></p><div class="feedflare"> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=dFJFPEAn3-Y:imv8zneckf8:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=dFJFPEAn3-Y:imv8zneckf8:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?i=dFJFPEAn3-Y:imv8zneckf8:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=dFJFPEAn3-Y:imv8zneckf8:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?i=dFJFPEAn3-Y:imv8zneckf8:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=dFJFPEAn3-Y:imv8zneckf8:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?d=qj6IDK7rITs" border="0"></img></a> </div><img src="http://feeds.feedburner.com/~r/marketwatch/stockstowatch/~4/dFJFPEAn3-Y" height="1" width="1"/>
Stocks to Watch: Stocks to watch Wednesday: JDA Software, Amazon
Tech-related earnings are front and center in the corporate headlines early Wednesday. <p><a href="http://feedads.g.doubleclick.net/~at/N1MujSL03LXYi07OEYglPAj9Fcg/0/da"><img src="http://feedads.g.doubleclick.net/~at/N1MujSL03LXYi07OEYglPAj9Fcg/0/di" border="0" ismap="true"></img></a><br/> <a href="http://feedads.g.doubleclick.net/~at/N1MujSL03LXYi07OEYglPAj9Fcg/1/da"><img src="http://feedads.g.doubleclick.net/~at/N1MujSL03LXYi07OEYglPAj9Fcg/1/di" border="0" ismap="true"></img></a></p><div class="feedflare"> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=xYbfAay-p84:7jIbBONivjQ:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=xYbfAay-p84:7jIbBONivjQ:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?i=xYbfAay-p84:7jIbBONivjQ:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=xYbfAay-p84:7jIbBONivjQ:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?i=xYbfAay-p84:7jIbBONivjQ:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=xYbfAay-p84:7jIbBONivjQ:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?d=qj6IDK7rITs" border="0"></img></a> </div><img src="http://feeds.feedburner.com/~r/marketwatch/stockstowatch/~4/xYbfAay-p84" height="1" width="1"/>
Stocks to Watch: Stocks to Watch Wednesday: Amazon
Amazon.com Inc., Broadcom Corp., Marathon Petroleum Corp., Enterprise Products Partners L.P. and Aetna Inc. are among the stocks that could see active trading on Wednesday. <p><a href="http://feedads.g.doubleclick.net/~at/eJ54NEp3HYwunFLYGFUgJUe0hKA/0/da"><img src="http://feedads.g.doubleclick.net/~at/eJ54NEp3HYwunFLYGFUgJUe0hKA/0/di" border="0" ismap="true"></img></a><br/> <a href="http://feedads.g.doubleclick.net/~at/eJ54NEp3HYwunFLYGFUgJUe0hKA/1/da"><img src="http://feedads.g.doubleclick.net/~at/eJ54NEp3HYwunFLYGFUgJUe0hKA/1/di" border="0" ismap="true"></img></a></p><div class="feedflare"> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=a-NH-aw9-vg:7NnsBwYFq98:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=a-NH-aw9-vg:7NnsBwYFq98:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?i=a-NH-aw9-vg:7NnsBwYFq98:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=a-NH-aw9-vg:7NnsBwYFq98:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?i=a-NH-aw9-vg:7NnsBwYFq98:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=a-NH-aw9-vg:7NnsBwYFq98:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?d=qj6IDK7rITs" border="0"></img></a> </div><img src="http://feeds.feedburner.com/~r/marketwatch/stockstowatch/~4/a-NH-aw9-vg" height="1" width="1"/>
Stocks to Watch: Stocks to watch Tuesday: RadioShack, Parexel
Updated profit forecasts look likely to move a handful of stocks in Tuesday?s trading. <p><a href="http://feedads.g.doubleclick.net/~at/VgSf3TVXXTK9Muda0aucf1hMmKc/0/da"><img src="http://feedads.g.doubleclick.net/~at/VgSf3TVXXTK9Muda0aucf1hMmKc/0/di" border="0" ismap="true"></img></a><br/> <a href="http://feedads.g.doubleclick.net/~at/VgSf3TVXXTK9Muda0aucf1hMmKc/1/da"><img src="http://feedads.g.doubleclick.net/~at/VgSf3TVXXTK9Muda0aucf1hMmKc/1/di" border="0" ismap="true"></img></a></p><div class="feedflare"> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=egrWr4IimvE:QN_fCHkU5Eg:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=egrWr4IimvE:QN_fCHkU5Eg:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?i=egrWr4IimvE:QN_fCHkU5Eg:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=egrWr4IimvE:QN_fCHkU5Eg:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?i=egrWr4IimvE:QN_fCHkU5Eg:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=egrWr4IimvE:QN_fCHkU5Eg:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?d=qj6IDK7rITs" border="0"></img></a> </div><img src="http://feeds.feedburner.com/~r/marketwatch/stockstowatch/~4/egrWr4IimvE" height="1" width="1"/>
Stocks to Watch: Stocks to watch Tuesday: Exxon, Mattel
Among the stocks that could see active trade in Tuesday?s session are Exxon Mobil, Mattel and Pfizer <p><a href="http://feedads.g.doubleclick.net/~at/niI2lGNaeQo0-paUqUZBf7uqvQw/0/da"><img src="http://feedads.g.doubleclick.net/~at/niI2lGNaeQo0-paUqUZBf7uqvQw/0/di" border="0" ismap="true"></img></a><br/> <a href="http://feedads.g.doubleclick.net/~at/niI2lGNaeQo0-paUqUZBf7uqvQw/1/da"><img src="http://feedads.g.doubleclick.net/~at/niI2lGNaeQo0-paUqUZBf7uqvQw/1/di" border="0" ismap="true"></img></a></p><div class="feedflare"> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=eUulDvjodRo:pPfJYJ4dBGQ:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=eUulDvjodRo:pPfJYJ4dBGQ:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?i=eUulDvjodRo:pPfJYJ4dBGQ:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=eUulDvjodRo:pPfJYJ4dBGQ:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?i=eUulDvjodRo:pPfJYJ4dBGQ:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=eUulDvjodRo:pPfJYJ4dBGQ:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?d=qj6IDK7rITs" border="0"></img></a> </div><img src="http://feeds.feedburner.com/~r/marketwatch/stockstowatch/~4/eUulDvjodRo" height="1" width="1"/>
Stocks to Watch: Stocks to watch Monday: Thomas & Betts, US Airways
Investors assess various developments on the M&A front early Monday. <p><a href="http://feedads.g.doubleclick.net/~at/MF1lWB3YnyG2q51zZVdC8YcYCio/0/da"><img src="http://feedads.g.doubleclick.net/~at/MF1lWB3YnyG2q51zZVdC8YcYCio/0/di" border="0" ismap="true"></img></a><br/> <a href="http://feedads.g.doubleclick.net/~at/MF1lWB3YnyG2q51zZVdC8YcYCio/1/da"><img src="http://feedads.g.doubleclick.net/~at/MF1lWB3YnyG2q51zZVdC8YcYCio/1/di" border="0" ismap="true"></img></a></p><div class="feedflare"> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=WddPT8gmvb0:T3wmVVfJe38:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=WddPT8gmvb0:T3wmVVfJe38:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?i=WddPT8gmvb0:T3wmVVfJe38:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=WddPT8gmvb0:T3wmVVfJe38:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?i=WddPT8gmvb0:T3wmVVfJe38:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.marketwatch.com/~ff/marketwatch/stockstowatch?a=WddPT8gmvb0:T3wmVVfJe38:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/marketwatch/stockstowatch?d=qj6IDK7rITs" border="0"></img></a> </div><img src="http://feeds.feedburner.com/~r/marketwatch/stockstowatch/~4/WddPT8gmvb0" height="1" width="1"/>

What that means, when applying it for the sake of distinguishing the two mentioned, do tend to fluctuate higher, which could mean larger returns. The 4th deviation between the two types of investment is the “management” their placed under. With mutual funds, your investment is placed under the careful care of professional investment managers. These are the guys making the decisions on your behalf, but do so by investing in “medians” that’ll most likely make a profit.

That in turn lowers the risk you take, not to mention the burden of deciding where to put your cash. Stocks, on the other hand, don’t come with a team of professionals to watch over your investment; you only have yourself to rely on. That can be very risky if you’re new to this kinda business, and lead you into the pits of financial ruin too. 5th and last difference is efficiency – mutual funds have larger sums of money to invest with, usually come hand-in-hand trade-commission free, not to mention the contacts they have at the brokerage, which makes them more efficient.

Now I ask you this: which of the two would you invest in? Well that depends entirely on you, my furry friend. Being a newbie to a place as wild as the money market can be risky given that you don’t know how things works yet, so it’d be best if you’d pool your money in mutual funds. As you make your way up the “ladder”, you might wanna consider placing your cash in individual stocks, which can mean more profit for you, taken that you’ve gained enough experience. Or you could try investing in both, if you’d like.
The author of this article Rick Goldfeller is an underground Financial Analyst who has been successfully running campaigns for several wealthy clients. Rick finally decided to go public and share his knowledge and experience through his website www.finanzine.com. You can sign up for his free newsletter and join his coaching program.